A study says that every year in UAE, there are more than 3000 crashes, which is terrible. Because of how often crashes happen, UAE RTA rules have become stricter in order to keep drivers safer.
Today, everyone in UAE has to have car insurance. So, if you don’t want to lose a lot of Dirhams, it could be smart to spend just a few dollars on your automobile insurance right now.
Before you go any further, you should take a look at the situations where you can make a claim on your automobile coverage in UAE.
Insurer TopUp is the cheapest online insurance company in UAE. It works with the most reputable insurance companies in the world. Insurance TopUp is a trusted source that can help you compare car insurance and make the insurance process easier for you.
Want to find the cheapest insurance services? Get a free quote for car insurance right now from insurance TopUp.
Here, we break down the different types of car insurance in UAE. With this automobile insurance comparison by we’re sure you’ll be able to find the best deal for you.
Have a look!
What is TPL insurance, or Third Party Liability Insurance?
Starting with the most basic policy, 3rd party automobile protection in Dubai constitutes the cheapest coverage you can choose. It’s cheaper than the additional one because it doesn’t cover as much in circumstances involving an accident.
Under this policy, your insurance company will only pay for damage to the other car or property that was caused by you being careless. Remember that it doesn’t make up for your loss. No fixes, no hospital bills, and nothing else.
If a covered vehicle hurts a third party, the driver can call his insurance company to pay for the other person’s medical bills or car repair costs.
So why do people choose this plan instead of the other? The response lies in how much it costs.
Most people who buy this type of coverage are also very sure of their diving skills.
If you buy this coverage from an automobile insurer in the UAE, you’ll have to pay for repairs out of your own cash.
If you’re looking to get extras like fire or damage coverage, and you must spend a little extra.
What is full coverage auto insurance?
Simply put, comprehensive automobile coverage covers third-party car insurance as well as the costs of medical care and repairs to your own property caused by an accident.
Sounds more helpful, right? It is, yes!
Since it covers a lot, this insurance is more expensive, but it is the best choice. It is better to spend a few extra Dirhams now than to lose a lot more money in the future.
It covers a wide range of costs, from medical bills to car fixes to replacing the glass. All of these costs are covered by comprehensive automobile coverage in Dubai. This coverage helps the driver, even if the vehicle’s operator is at blame. It also helps in case of a fire or theft.
Think about:
If you have a car loan, you must have full coverage insurance. For your car to be secured, the bank needs that you buy it for at least the length of the loan. Depending on how the bank works, you may be able to take advantage of other perks.
Damages caused by drinking alcohol are not covered by comprehensive insurance in Dubai.
Make sure you know everything there is to know about the rules, terms, and conditions about the policy you want to buy.
Make sure to review different UAE car insurance policies.